House of Cards

Your last hope rests in a tense meeting with Marcus Chen, the bank's ruthless foreclosure specialist. With three missed payments and a underwater mortgage, he's offering one final arrangement - but the terms seem designed to extract everything you have left. Time is running out as you navigate this psychological battle for your family's home.

Challenges

Survivors

Popularity

Difficulty

B1-B2

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Scenario Overview

Your Role

Homeowner facing imminent foreclosure on a $285,000 mortgage

Conversation Partner

Marcus Chen - Senior Foreclosure Resolution Specialist

Setting

Glass-walled conference room on the 42nd floor, late afternoon shadows stretching across expensive furniture, city lights beginning to flicker in the darkening sky outside

Location

Meridian Pacific Bank - Corporate Resolution Center

Learning Objectives

✓

Negotiate monthly payment below $2,100 while keeping the house

✓

Uncover at least one hidden assistance program

✓

Avoid signing any immediate agreement without review

About This Scenario

How It Starts

“Mrs. Walker, I've reviewed your file thoroughly. Three missed payments, underwater mortgage, and a rather... concerning credit trajectory. I can offer you one final opportunity to retain your home, but my time - and your options - are extremely limited. Shall we discuss terms?”

This is how Marcus Chen - Senior Foreclosure Resolution Specialist's greeting will start.

Practice Details

Scenario ID

#1245

What You'll Get

🎯Real-world conversation practice
🤖AI-powered speaking partner
📊Instant feedback on your performance
🎓Learn from your mistakes

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