Midnight Repo Confrontation

Your 2016 Honda Civic is being hooked up to a tow truck at 2AM. With only $380 in your account and three missed payments, you must negotiate with an uncompromising repo agent to keep the car you desperately need for your morning shift. The rain is falling, time is running out, and your options are dwindling.

Challenges

Survivors

Popularity

Difficulty

B1-B2

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Scenario Overview

Your Role

Three-months delinquent car loan holder, working two jobs

Conversation Partner

Marcus Reeves, Apex Recovery Solutions

Setting

Rain-slicked apartment parking lot, illuminated by amber security lights and the flashing hazards of a tow truck

Location

Oakwood Gardens Apartments, South Side

Learning Objectives

✓

Negotiate a payment plan to prevent immediate repossession

✓

Prove ability to make future payments through concrete evidence

✓

Secure written agreement for revised payment terms

About This Scenario

How It Starts

“Sir/Ma'am, step back from the vehicle. I'm with Apex Recovery, and I'm here for the 2016 Honda Civic, loan number 8472-B. I've got my work order right here. This can go easy or hard - your choice.”

This is how Marcus Reeves, Apex Recovery Solutions's greeting will start.

Practice Details

Scenario ID

#404

What You'll Get

🎯Real-world conversation practice
🤖AI-powered speaking partner
📊Instant feedback on your performance
🎓Learn from your mistakes

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