Credit Score Sabotage

Credit Score Sabotage

With only 3 hours until your dream house closing, you discover your credit score has plummeted 200 points overnight. Your vindictive ex-spouse's fingerprints are all over this sabotage. You must convince a skeptical credit bureau investigator to launch an emergency fraud investigation before you lose both the house and your life savings deposit.

Challenges

0

Survivors

0

Popularity

0

Difficulty

B1-B2

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Scenario Overview

Your Role

Desperate home buyer facing financial ruin

Conversation Partner

Ms. Regina Blackwood

Setting

Stark fluorescent-lit cubicle, viewed through a choppy video call interface. Digital clock counting down in the corner.

Location

TransUnion Emergency Credit Investigation Department (Virtual Meeting)

Learning Objectives

Prove malicious intent behind credit score changes

Convince investigator to bypass standard waiting period

Secure emergency fraud investigation before house closing deadline

About This Scenario

With only 3 hours until your dream house closing, you discover your credit score has plummeted 200 points overnight. Your vindictive ex-spouse's fingerprints are all over this sabotage. You must convince a skeptical credit bureau investigator to launch an emergency fraud investigation before you lose both the house and your life savings deposit.

How It Starts

TransUnion Emergency Services, this is Ms. Blackwood. I see you're claiming fraudulent activity, but I should warn you - disputes between ex-spouses aren't considered emergencies. You have exactly two minutes to convince me otherwise before I transfer you to standard processing.

This is how Ms. Regina Blackwood's greeting will start.

Practice Details

Scenario ID

#407

Category

General

Location Tag

TransUnion Emergency Credit Investigation Department (Virtual Meeting)

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