Hospital Bill Nightmare

Hospital Bill Nightmare

After a sudden appendix rupture lands you in the ER, you're faced with a crushing $47,000 bill that insurance won't fully cover. With collections looming in 48 hours, you must negotiate with a ruthless hospital billing administrator who's heard every excuse in the book. Your financial future hangs by a thread.

Challenges

0

Survivors

0

Popularity

0

Difficulty

B1-B2

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Scenario Overview

Your Role

Uninsured patient facing bankruptcy

Conversation Partner

Ms. Regina Blackwood

Setting

Sterile corporate office with harsh fluorescent lighting, walls lined with payment policy posters and 'NO PAYMENT PLANS' signs

Location

Mercy General Hospital Billing Department

Learning Objectives

Obtain an itemized statement and identify overcharges

Negotiate at least a 40% reduction in total bill amount

Secure written confirmation of the reduced amount before deadline

About This Scenario

After a sudden appendix rupture lands you in the ER, you're faced with a crushing $47,000 bill that insurance won't fully cover. With collections looming in 48 hours, you must negotiate with a ruthless hospital billing administrator who's heard every excuse in the book. Your financial future hangs by a thread.

How It Starts

I have your file right here, and frankly, $47,392.18 is quite reasonable for emergency surgery. Collections takes over tomorrow at 9 AM sharp. What exactly do you expect me to do about that?

This is how Ms. Regina Blackwood's greeting will start.

Practice Details

Scenario ID

#409

Category

General

Location Tag

Mercy General Hospital Billing Department

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