
Five-Figure Emergency Ride
After a life-saving emergency transport three months ago, you're facing a devastating $50,000 ambulance bill that insurance refused to cover. The aggressive collection agency has given you 24 hours to settle or face immediate legal action. Your credit score, and possibly your financial future, hang in the balance.
Challenges
0
Survivors
0
Popularity
0
Difficulty
B1-B2
Scenario Overview
Your Role
Desperate patient fighting medical debt
Conversation Partner
Ms. Diana Blackwood
Setting
Your dimly lit home office, illuminated only by the harsh glow of your laptop screen displaying threatening collection emails
Location
Remote phone conversation from home
Learning Objectives
Obtain a detailed itemized statement of charges
Negotiate bill down to 40% or less of original amount
Secure written confirmation of any settlement agreement
About This Scenario
After a life-saving emergency transport three months ago, you're facing a devastating $50,000 ambulance bill that insurance refused to cover. The aggressive collection agency has given you 24 hours to settle or face immediate legal action. Your credit score, and possibly your financial future, hang in the balance.
How It Starts
“This is Diana Blackwood from Apex Collections regarding your delinquent ambulance transport balance of $50,000. Our records indicate you've ignored previous notices. Legal action is being initiated in 24 hours. How do you intend to resolve this today?”
This is how Ms. Diana Blackwood's greeting will start.
Practice Details
Scenario ID
#609
Category
General
Location Tag
Remote phone conversation from home
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