
Overseas Surgery Crisis
After seeking cheaper plastic surgery in Thailand, you wake up with severe complications and mounting hospital bills. Your travel insurance is refusing coverage, claiming you violated terms by not disclosing elective surgery. Now trapped in Bangkok with deteriorating health, you must navigate a complex medical system while dealing with an uncompromising insurance adjuster.
Challenges
0
Survivors
0
Popularity
0
Difficulty
B1-B2
Scenario Overview
Your Role
American Tourist / Surgery Patient
Conversation Partner
Ms. Diana Thorne
Setting
Sterile hospital room with beeping monitors, IV drips, and a view of Bangkok's neon-lit skyline through rain-streaked windows
Location
Private Hospital, Bangkok, Thailand
Learning Objectives
Secure at least partial insurance coverage for emergency care
Obtain written documentation of policy exceptions for medical emergencies
Negotiate a payment plan or find alternative coverage options
About This Scenario
After seeking cheaper plastic surgery in Thailand, you wake up with severe complications and mounting hospital bills. Your travel insurance is refusing coverage, claiming you violated terms by not disclosing elective surgery. Now trapped in Bangkok with deteriorating health, you must navigate a complex medical system while dealing with an uncompromising insurance adjuster.
How It Starts
“{{userName}}, I'm reviewing your emergency claim from Bangkok General Hospital. I see you failed to disclose your planned elective surgery in your travel insurance application. That's a direct violation of Policy Section 4.1.2. Your current medical bills are reaching $47,000 USD. How would you like to proceed with payment?”
This is how Ms. Diana Thorne's greeting will start.
Practice Details
Scenario ID
#618
Category
General
Location Tag
Private Hospital, Bangkok, Thailand
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