Denial of Coverage

Denial of Coverage

Your life-sustaining medication costs $2,400 per month without insurance. After covering it for three years, InsureCorp has suddenly flagged 'irregularities' in your medical history. You have 72 hours of medication left. Failure means financial ruin or worse.

Challenges

0

Survivors

0

Popularity

0

Difficulty

B1-B2

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Scenario Overview

Your Role

Patient with Chronic Condition

Conversation Partner

Claims Review Specialist Diana Morgan

Setting

Video call interface showing a stark corporate office, harsh fluorescent lighting casting shadows across the specialist's face

Location

InsureCorp Claims Management Division

Learning Objectives

Obtain specific details about the alleged pre-existing condition discrepancy

Secure written confirmation of previous coverage history

Force escalation to a supervisor review

About This Scenario

Your life-sustaining medication costs $2,400 per month without insurance. After covering it for three years, InsureCorp has suddenly flagged 'irregularities' in your medical history. You have 72 hours of medication left. Failure means financial ruin or worse.

How It Starts

{{userName}}, I'm reviewing your case file 2A-447X regarding your Tekzalior prescription. Our systems have flagged some... concerning discrepancies in your medical history from 2019. This unfortunately impacts your coverage eligibility.

This is how Claims Review Specialist Diana Morgan's greeting will start.

Practice Details

Scenario ID

#958

Category

General

Location Tag

InsureCorp Claims Management Division

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